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Sage finds the right life insurance for your family. Cheaper, faster, in one conversation.

Tell Sage what it should take care of. It sizes the coverage, asks three plain health questions, and shows the price range you'd likely qualify for, before anyone asks for your phone number.

Replace my incomePay off the houseCover my funeralJust tell me what it costsCheck my policyI was turned down before

Licensed agency · Estimates before contact · Free-look period on every policy

Carriers we write with

How it works

  1. Tell Sage what it should take care of

    Replace income, pay off the house, cover a funeral, check a policy.

  2. Three plain health questions

    Tobacco, conditions, build. No exam, no phone number.

  3. See the price range you'd likely qualify for

    The class you'd likely be rated and a monthly estimate, then apply with a licensed agent or online.

Straight answers, with the numbers

The questions people actually ask, answered first, with dated rate tables from the same pricing Sage uses. Estimates, not quotes; the carrier confirms the price when it underwrites.

See your number without giving your phone

Two-minute estimate Your age, ZIP, what the policy should do, and three plain health questions. Then the class you'd likely be rated and the monthly range for it. No contact details. 2 min Get the estimate Ask Sage Sage does the same thing in conversation: sizes the coverage, asks the health questions, shows the price. No time limit Ask Sage

About PolicyChat Life

PolicyChat Life is a licensed life insurance agency. Our agents write the policy and stay your agent of record; we are appointed with carriers including Transamerica, Corebridge, and American Amicable, and we route healthy term applicants to instant-decision partners such as Ethos when that is the better fit. Everything Sage shows you is an estimate until the carrier underwrites, and every policy comes with a free-look period, usually 10 to 30 days depending on your state, with a full refund.

Licensed life agents

We are onboarding producing agents: pre-qualified, consented leads with the underwriting picture attached, carrier appointments through the agency, and a commission split that rises with close rate. Email hello@policychat.com.

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